AI in Finance

Strong CIB Performance in 2024-25: How Banks Can Navigate Nonbanks, AI & Digital Assets

Leave a Comment / AI in Finance, Corporate & Investment Banking, Digital Assets & Stablecoins, Nonbank Financial Institutions, Private Credit / By

Gist Corporate and investment banking remains profitable but faces structural pressure from macro volatility, nonbank competitors, and rapid digital change. Nonbank financial institutions, especially private credit, boutiques, market makers, and FX/payments specialists, are capturing a growing share of revenues and trading volumes. Agentic AI and digital assets such as stablecoins enable large efficiency and business-model …

Strong CIB Performance in 2024-25: How Banks Can Navigate Nonbanks, AI & Digital Assets Read More »

How AI Is Fueling JPMorgan’s Push to Double High-Net-Worth Clients in the Carolinas

Leave a Comment / AI in Finance, High Net Worth Clients, JPMorgan Chase, Private Banking, Regional Banking — Carolinas, Wealth Management / By

Gist J.P. Morgan Private Bank plans to roughly double its Carolinas client base by combining local office expansion with AI-enhanced advisory services. AI tools like “Coach AI” and the firmwide LLM Suite are boosting adviser productivity, sales growth, and capacity to manage more high-net-worth clients. The Carolinas are viewed as a high-growth testbed where JPM …

How AI Is Fueling JPMorgan’s Push to Double High-Net-Worth Clients in the Carolinas Read More »

What JPMorgan’s Expense Warning Reveals About Margins, AI Investment & Credit Risk

Leave a Comment / AI in Finance, Bank Earnings, Banking, Credit Risk, Financial Markets / By

Gist JPMorgan now expects 2026 expenses of about US$105 billion, roughly 9–10% above 2025 and well ahead of Wall Street estimates. Higher costs stem from volume growth in consumer banking, strategic investments in AI, marketing and branches, and structurally higher inflation-driven overheads. The expense guidance triggered a roughly 4–4.7% drop in JPMorgan’s share price, its …

What JPMorgan’s Expense Warning Reveals About Margins, AI Investment & Credit Risk Read More »

How AI Is Transforming Investment Banking: 27-35% Productivity Boost & Workforce Shift

Leave a Comment / AI in Finance, Banking Careers, Fintech, Investment Banking, Regulation & Compliance / By

Gist Generative AI is rapidly automating repetitive, data-heavy investment banking tasks, leading banks to hire fewer junior analysts and associates. Studies estimate roughly one-third of investment banking workflows could be redefined by 2030, with front-office productivity gains of about 27–35% and significant revenue uplift per banker. Banks are reshaping their talent mix by cutting traditional …

How AI Is Transforming Investment Banking: 27-35% Productivity Boost & Workforce Shift Read More »

OpenAI’s Drive to Automate Entry-Level Banking Tasks and Its Impact on Junior Roles

Leave a Comment / AI in Finance, Finance Careers, Fintech, Investment Banking, Talent & Hiring / By

Gist OpenAI’s “Mercury” project is training AI with input from over 100 ex–Wall Street bankers to automate core entry-level tasks like financial modeling and pitch deck creation. Analysts estimate that 60–70% of junior bankers’ routine work could be automated soon, shifting roles rather than immediately eliminating large numbers of jobs. Data from labor studies show …

OpenAI’s Drive to Automate Entry-Level Banking Tasks and Its Impact on Junior Roles Read More »

Why AI Still Isn’t Ready for Full Autonomy in Investment Banking

Leave a Comment / AI in Finance, Fintech, Investment Banking, Mergers & Acquisitions, Risk & Compliance / By

Gist AI models struggle in investment banking because critical workflow data (IPO execution, M&A, complex spreadsheets) is scarce, proprietary, and highly specialized. Models frequently hallucinate and compound errors across multi-step, numerically intensive tasks, with studies showing sub-50% accuracy on basic finance problems. Most enterprise and financial AI pilots fail to progress beyond proof-of-concept or deliver …

Why AI Still Isn’t Ready for Full Autonomy in Investment Banking Read More »

2025 Finance Surge: M&A, IPOs & Private Credit Rise Amid AI’s Power Play

Leave a Comment / AI in Finance, Capital Markets, Initial Public Offerings (IPOs), Mergers & Acquisitions, Private Credit / By

Gist Global M&A rebounded to about $4.3 trillion in 2025, driven by large, strategically focused deals in tech, healthcare, and financials. IPO markets reopened selectively with volumes up roughly 62% year-on-year, led by EMEA and APAC as investors favored issuers with strong fundamentals. Private credit has become a core part of the capital stack, now …

2025 Finance Surge: M&A, IPOs & Private Credit Rise Amid AI’s Power Play Read More »

DBS AI Push to Phase Out 4,000 Junior Equity Research & Contract Roles Over 3 Years

Leave a Comment / AI in Finance, Banking Technology, Equity Research, Investment Banking, Layoffs & Restructuring / By

Gist DBS’s Clifford Lee predicts junior equity research roles will largely disappear within a few years as AI automates basic research and analysis work. DBS is already using AI to restructure its equity research team, enabling coverage of more companies with fewer junior staff. This vision goes beyond DBS’s separate plan to cut 4,000 contract …

DBS AI Push to Phase Out 4,000 Junior Equity Research & Contract Roles Over 3 Years Read More »

BCG Report 2025: Key Trends for CIB, AI, Non-bank Firms & Geopolitical Risk

Leave a Comment / AI in Finance, Banking Strategy, Corporate & Investment Banking, Geopolitical Risk, Non-Bank Financial Institutions / By

Gist Global corporate and investment banking is growing moderately, with 2024 revenues near $1 trillion including NBFIs and a projected ~20–35% expansion to about $1.3 trillion by 2030. Non-bank financial institutions are rapidly gaining share, expected to exceed 20% of CIB revenues and 30% of trading volumes, forcing traditional banks to innovate or lose wallet …

BCG Report 2025: Key Trends for CIB, AI, Non-bank Firms & Geopolitical Risk Read More »

Scroll to Top